Last Updated: February 23, 2026

TERMS AND CONDITIONS

These Terms and Conditions (this “Agreement”) should be read carefully before using the services offered by S3Nova Partners, Inc. and its subsidiaries and affiliates (collectively, “S3Nova,” “we,” “us,” or “our”), or accessing the websites of S3Nova or those of its subsidiaries and affiliates. This Agreement sets forth the legally binding terms and conditions for your use of the website located at www.s3nova.io (the “Site”) and the services owned and operated by S3Nova (collectively with the Site, the “Service”).

By using the Site or Service in any manner, including but not limited to visiting or browsing the Site, you agree to be bound by this Agreement, the Privacy Policy, and all other operating rules, policies, and procedures that may be published by S3Nova from time to time on the Site, each of which is incorporated herein by reference and each of which may be updated by S3Nova from time to time.

Your use of the Site is governed by the version of this Agreement in effect on the date of use. S3Nova may modify this Agreement at any time. Your continued use of and access to the Site constitutes your acknowledgment of, and agreement to, the then-current Terms and Conditions and to having reviewed the most current version of the Terms and Conditions.

Please also note that the terms and conditions of this Agreement are in addition to any other agreements between you and S3Nova, including any customer or account agreements, and any other agreements that govern your use of products, services, content, tools, and information available on the Site. This Agreement does not alter in any way the terms or conditions of any other agreement you may have with S3Nova or its subsidiaries or affiliates for the Service or otherwise.

If you do not agree to all the terms of this Agreement and/or S3Nova’s Privacy Policy, you are not eligible to use the Service or otherwise use this Site. This Agreement applies to all users of the Site or Service, including prospective clients, clients, partners, and other visitors who in any way use the Site or Service provided by S3Nova (each, a “User”).

S3Nova reserves the right, in its sole discretion, and without notice, to change, improve, or correct the information, materials, and descriptions on the Site and to suspend and/or deny access to the Site for any reason. The information and materials on the Site may contain typographical errors or inaccuracies. Any dated information is published as of its date only, and S3Nova does not undertake any obligation to update or amend any such information. S3Nova may discontinue or change any product or service described in or offered on the Site at any time. S3Nova further reserves the right, in its sole discretion, to block or otherwise discontinue your access to and use of the Site at any time and for any reason. You agree that S3Nova and its subsidiaries and affiliates will not be liable to you or to any third party for any such modification, suspension, or discontinuance.

Eligibility and Use of Services

The Service is available only to users who are at least eighteen (18) years old, unless otherwise expressly stated by S3Nova in writing. You represent and warrant that if you are an individual, you are of legal age to form a binding contract, and that all registration information you submit is accurate and truthful. S3Nova may, in its sole discretion, refuse to offer the Service to any person or entity and may change its eligibility criteria at any time. This provision is void where prohibited by law, and the right to access the Service is revoked in such jurisdictions.

If you are using the Site on behalf of an entity, you represent and warrant that you are authorized to accept this Agreement on such entity’s behalf, and that such entity agrees to indemnify S3Nova for violations of this Agreement.

Business Development Services; No Professional Advice

S3Nova provides business development and related consulting services. Information made available on the Site is provided for general informational purposes only unless otherwise stated in a separate written agreement.

Nothing on the Site constitutes legal, tax, accounting, investment, or other regulated professional advice, and no content on the Site should be relied upon as a substitute for advice from qualified professionals. You are solely responsible for evaluating any information provided through the Site and for obtaining independent professional advice appropriate to your circumstances.

None of the information contained in the publicly available portions of the Site constitutes an offer, solicitation, or recommendation to buy or sell securities or any financial instrument, or to provide investment advisory services. The information contained on the Site has been prepared without reference to any particular User’s specific business, financial, or legal needs. The information and services provided on the Site are not provided to, and may not be used by, any person or entity in any jurisdiction where such provision or use would be contrary to applicable laws, rules, or regulations, or where S3Nova is not authorized to provide such information or services. Some products and services described on the Site may not be available in all jurisdictions or to all clients.

Modification of Agreement

S3Nova reserves the right, at its sole discretion, to modify or replace any of the terms of this Agreement, or to change, suspend, or discontinue the Service (including, without limitation, the availability of any feature, database, or content) at any time. Any modification will become part of this Agreement and will be effective upon posting on the Site or, where appropriate, by sending notice to you (including by email). This Agreement may not be orally amended.

S3Nova may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check this Agreement periodically for changes. Your continued use of the Service following the posting of any changes to the Terms and Conditions constitutes acceptance of those changes.

Proprietary Rights

The S3Nova name, logo, and related marks are trademarks and/or service marks of S3Nova and/or its licensors. S3Nova or its licensors own and retain all proprietary rights in the Site, the Service, and all material and information posted thereon (collectively, “Content”). The Site contains copyrighted material, trademarks, and other proprietary information of S3Nova and its licensors.

You may not alter, modify, publish, distribute, publicly display, sell, reproduce, or create derivative works from any Content or other proprietary information, or otherwise copy or transmit any such Content or information, without the express prior written permission of S3Nova, except as expressly permitted by applicable law.

In addition, to the extent you receive non-public information from S3Nova or other Users through the Site or Service, you may not further disclose or otherwise provide such information to another party except as required by law or as expressly authorized in writing.

You agree that S3Nova may, in its sole discretion and to the extent permitted by law, access, read, preserve, and disclose your account information, usage history, and submitted content in order to:
(a) comply with any applicable law, regulation, legal process, or governmental request;
(b) respond to claims that any content violates the rights of third parties, including intellectual property rights;
(c) enforce this Agreement and investigate potential violations;
(d) detect, prevent, or otherwise address fraud, security, or technical issues;
(e) respond to your requests for customer service; or
(f) protect the rights, property, or personal safety of S3Nova, its users, or the public.

By using and accessing the Site, you agree to keep confidential all non-public information you learn through the Site or Service.

Authorized User

Our Service and certain pages of the Site are available only to users who have been authorized by us to access such Services and pages. Such authorization may require account registration, identity verification, or other screening steps, where applicable. Only users with a valid user ID and password are authorized to access restricted portions of the Site.

Unauthorized use of the Site and the Service, including but not limited to misuse or sharing of passwords or misuse of any other information, is strictly prohibited. You may not use the Site in any manner that could damage, disable, overburden, or impair the Site or Service, or interfere with any other party’s use and enjoyment of the Site or Service. You agree that you will not engage in any activities related to the Site that are contrary to applicable laws or regulations.

You are responsible for any unauthorized use of your password or account before you notify us and we have had a reasonable opportunity to act on that notice. S3Nova reserves the right, in its discretion, to suspend or cancel your password or account, even without receiving such notice, if we suspect unauthorized or fraudulent use.

You are responsible for monitoring your account and should promptly report any unauthorized or suspicious activity to us at info@s3nova.io (or other designated contact listed on the Site).

Use of Links

The Site may permit you to link to other websites or resources on the internet, and other websites or resources may contain links to the Site. When you access third-party websites, you do so at your own risk. Such third-party websites are not under S3Nova’s control, and you acknowledge that S3Nova is not responsible or liable for the content, functions, accuracy, legality, appropriateness, or any other aspect of such websites or resources.

The inclusion of any link does not imply affiliation, sponsorship, or endorsement by S3Nova or any association with its operators. You further acknowledge and agree that S3Nova shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any information, goods, or services available on or through any such website or resource.

The terms and conditions and privacy policy of third-party sites may differ from those applicable to your use of the Site and Service.

Third-Party Content

Certain portions of the Site may contain third-party content and may provide links to webpages and content of third parties (collectively, “Third-Party Content”). S3Nova does not control, endorse, investigate, or adopt any Third-Party Content and makes no representations or warranties of any kind regarding Third-Party Content, including its accuracy or completeness. You acknowledge and agree that S3Nova is not responsible or liable in any manner for any Third-Party Content or your reliance upon Third-Party Content. Your use of Third-Party Content is at your own risk.

Copyright Policy

If you believe that any material on the Site infringes your intellectual property rights or otherwise violates this Agreement, please notify S3Nova as soon as possible by sending an email to info@s3nova.io with the following information (to the extent applicable, including under 17 U.S.C. §512(c)):

(i) a physical or electronic signature of the copyright owner or a person authorized to act on their behalf;
(ii) identification of the copyrighted work claimed to have been infringed;
(iii) identification of the material claimed to be infringing (or the subject of infringing activity), and information reasonably sufficient to permit us to locate the material;
(iv) your contact information, including your address, telephone number, and email address;
(v) a statement by you that you have a good-faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
(vi) a statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.

We reserve the right to remove content alleged to be infringing or otherwise unlawful without prior notice and at our sole discretion. In appropriate circumstances, S3Nova may terminate a User’s account if the User is determined to be a repeat infringer.

Termination

S3Nova may terminate your access to all or any part of the Site or Service at any time, with or without cause, and with or without notice, effective immediately, which may result in the forfeiture and destruction of information associated with your account, subject to applicable law.

If you wish to terminate your account, you may do so by following the instructions on the Site or by contacting us. All provisions of this Agreement that by their nature should survive termination shall survive termination, including without limitation ownership provisions, warranty disclaimers, indemnity obligations, limitations of liability, dispute resolution provisions, and confidentiality obligations.

Warranty Disclaimer

S3Nova has no special relationship with or fiduciary duty to you, except as may be expressly stated in a separate written agreement. You acknowledge that S3Nova has no control over, and no duty to take any action regarding, which users gain access to the Site; what content you access via the Site; what effects the content may have on you; how you may interpret or use the content; or what actions you may take as a result of having been exposed to content. You release S3Nova from all liability for your having acquired or not acquired content through the Site.

S3Nova makes no representations concerning any content contained in or accessed through the Site or Service and will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Site or Service.

S3Nova does not represent, warrant, covenant, guarantee, or promise any specific results from use of the Site or Service.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE, THE SERVICE, AND ALL CONTENT OR INFORMATION MADE AVAILABLE THROUGH THEM ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR ANY WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE. YOUR USE OF THE SITE AND SERVICE IS AT YOUR SOLE RISK.

S3Nova makes no representation or warranty, express or implied, with respect to any third-party data provided to S3Nova or its transmission, timeliness, accuracy, or completeness. S3Nova will not be liable in any way to you or any other person for any inaccuracy, error, delay, omission, interruption, or non-performance relating to third-party data, including where caused by events beyond S3Nova’s reasonable control (including force majeure events).

Electronic Communications Privacy Notice (18 U.S.C. §§ 2701–2711): S3Nova makes no guarantee of confidentiality or privacy of any communication or information transmitted on the Site or any website linked to the Site, except as required by law and as described in our Privacy Policy. S3Nova will not be liable for the privacy of email addresses, registration and identification information, communications, confidential or trade-secret information, or other content stored on S3Nova’s systems, transmitted over networks accessed by the Site, or otherwise connected with your use of the Service, except to the extent required by applicable law.

Indemnification

You agree to defend, indemnify, and hold harmless S3Nova, its affiliates, and each of their respective officers, directors, employees, contractors, agents, suppliers, licensors, and representatives from and against any and all liabilities, claims, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:
(a) your use of, misuse of, or access to the Site, Service, or Content;
(b) your violation of this Agreement;
(c) your violation of any applicable law, rule, or regulation;
(d) your infringement, or the infringement by any third party using your account, of any intellectual property or other right of any person or entity; or
(e) your user submissions or other content you submit to the Site.

S3Nova reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you agree to assist and cooperate with S3Nova in asserting any available defenses.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL S3NOVA, ITS AFFILIATES, OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, OR CONTENT PROVIDERS BE LIABLE UNDER CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL OR EQUITABLE THEORY FOR:
(i) ANY LOST PROFITS, LOST REVENUE, LOST DATA, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND, HOWEVER ARISING;
(ii) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE (REGARDLESS OF SOURCE); OR
(iii) ANY DIRECT DAMAGES IN EXCESS OF ONE HUNDRED U.S. DOLLARS (US $100.00) IN THE AGGREGATE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Governing Law; Arbitration

This Agreement (and any further rules, policies, or guidelines incorporated by reference) shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any principles of conflicts of law.

Unless otherwise agreed in writing by you and S3Nova, any dispute arising out of or relating to this Agreement or the breach thereof shall be finally resolved by arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules. If the parties are unable to select an arbitrator, AAA shall select the arbitrator. Judgment on any award rendered by the arbitrator may be entered in any court having jurisdiction.

You agree that claims may be brought only in your individual capacity and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding, to the extent permitted by applicable law.

Registration Data; Account Security

In consideration of your use of the Site, you agree to:
(a) provide accurate, current, and complete information about yourself as may be prompted by any registration forms on the Site (“Registration Data”);
(b) maintain the security of your password and identification credentials;
(c) maintain and promptly update the Registration Data, and any other information that you provide to S3Nova, so that it remains accurate, current, and complete; and
(d) accept all risks of unauthorized access to your Registration Data and any other information you provide to S3Nova, except to the extent caused by S3Nova’s breach of applicable law or contractual obligations.

Integration and Severability

This Agreement constitutes the entire agreement between you and S3Nova with respect to the Service and use of the Site, and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and S3Nova with respect to the Site and Service, except as otherwise expressly set forth in a separate written agreement.

If any provision of these Terms and Conditions is held to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect and enforceable. The failure of either party to exercise any right provided for herein shall not be deemed a waiver of any further rights hereunder.

Changes to These Terms and Conditions

S3Nova may update these Terms and Conditions from time to time. When we do, we will revise the “Last Updated” date at the top of this page. If we make material changes, we may provide notice by posting a prominent notice on the Site and/or by sending notice to the email address associated with your account, where applicable.

Your continued use of the Site or Service after any changes become effective constitutes your acceptance of the revised Terms and Conditions.